Everyone Told Me I’d ‘Always Be Taken Care Of’—Until One Sentence Proved Otherwise

Over the next few days, I became hyper-aware of every detail related to our finances. I combed through emails, bank statements, and correspondence with our loan officer, searching for any discrepancies or red flags.

One afternoon, while reviewing documents, I noticed something odd. An email from our loan officer, dated a week after our refinancing meeting, mentioned a third party being involved in the transaction. It was a name I didn’t recognize: R. T. Solutions.

“Who are these people?” I wondered aloud, showing the email to my husband. He frowned, his expression mirroring my confusion. We had never authorized any third party. It didn’t make sense.

I decided to call the loan officer directly, seeking clarification. After a few rings, a familiar voice answered, “This is Sarah, how can I assist you?”

I explained the situation, my voice steady but laced with urgency. Sarah listened patiently before responding, “That’s unusual. We don’t typically involve third parties without explicit consent. Let me investigate this for you.”

The call ended with a promise of a follow-up, but uncertainty lingered. Was Mark somehow connected to this mysterious third party? And if so, what was his role?

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