“Dad, Pamela and I want to buy a house. But our credit’s not great. We can’t get approved for a mortgage on our own.”
I understood. Floyd had made some financial mistakes in his twenties. Late payments. Defaulted credit cards. Nothing criminal, just careless.
“What are you thinking?” I asked.
“We found a place. Three bedrooms. Good neighborhood. But we need help with the down payment and qualifying for the loan.”
“How much help?”
He named a figure. It was most of my savings. But Martha and I had been frugal. We had enough.
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