Everyone Told Me I’d ‘Always Be Taken Care Of’—Until One Sentence Proved Otherwise

nahoko

The narrow office felt even smaller with the weight of the envelope in my hands. I sat across from the loan officer, her eyes avoiding mine as she tapped a pen against the desk. « This is the final notice, » she said, her tone professional yet distant. The document inside was dated today, and my name stood out in bold at the top. Below it, a stark figure: $45,600.

« I was told everything was settled, » I replied, trying to keep my voice steady. « My father said… »

She adjusted her glasses, her expression unchanged. « The account has been delinquent for some time. Unfortunately, there’s no more time for extensions. »

A cold silence filled the room, punctuated only by the distant hum of the air conditioning. I looked down at the list of numbers, each one a reminder of promises broken.

« Is there anything else I can do? » I asked, a hint of desperation creeping into my voice.

Her eyes softened for a brief moment before returning to their professional detachment. « There’s always bankruptcy, but it’s not a decision to be taken lightly. »

I nodded, though the thought of it made me feel even more trapped. I had trusted my father’s assurances, believed in his words that I’d always be taken care of. Now, with the reality of the debt in front of me, those words felt hollow.

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