A gray sky hung over the small Texas college town, the streets slick from rain.
Mark Davis trudged along the sidewalk, his backpack slung over one shoulder, his face clouded with worry. At 23, he was juggling his final year of law school, a part-time job, and a mountain of debt left behind by his late father. Each day, the world seemed to close in a little more.
His phone vibrated in his pocket, pulling him from his thoughts. Mark answered, and a calm, authoritative voice came through.
“Mr. Davis, this is Eleanor Brooks.”
“I’d like to meet with you. It concerns your financial situation.”
