“Pay fifty thousand dollars in thirty days, or lose the farm.”……

He slid his thumb beneath the flap and tore it open right there by the mailbox.

The first page unfolded stiffly in the wind. Raymond had to press it against the side of the mailbox to read it. The opening line looked so official, so clean, so bloodless, that his mind rejected it the first time.

Notice of Payment Discrepancy and Intent to Enforce Collateral Rights.

He read it again.

Then he read the next paragraph.